Pricing
What Maxint costs
Start free on Essential. Pay when you want live bank connections, Finsight and more automation. Maxint is paid for by subscriptions, not by selling your data.
Essential
FreeFreeFree
Always free
Start here. Free, with no credit card.
- Unlimited manual accounts
- 3 invoices a month
- All platforms
Intelligence
$4.99/wk$12.99/mo$99.99/yr
About $8.33 a month
Connect your main bank and bring Finsight your own AI key.
- 1 live bank connection
- Finsight with your own AI key
- Smart categorization
- 30 invoices, 10 scans a month
Maxint OS
$9.99/wk$24.99/mo$149.99/yr
About $12.50 a month
More connections, included AI and payment automation.
- 3 live bank connections
- Finsight with 1M included AI tokens
- GoCardless automation
- 100 invoices, 100 scans a month
Prices in US dollars. You can switch plans or cancel at any time from the app or your app store.
Will it pay for itself?
Maxint helps you earn more in two places: on the cash you keep, by finding accounts that pay more, and on what you spend, by finding the card that returns the most for the way you actually spend. Try your own numbers.
- Extra interest, first year
- $833
- Extra rewards, after the fee
- $300
- Together
- $1,133
Together that’s about $1,133 more in the first year, more than a year of Intelligence ($155.88, billed monthly) or Maxint OS ($299.88).
Illustrative, before tax, assuming rates and spending hold for a year. Card returns vary by category and issuers change them; Maxint compares cards against your own spending. It shows you where better rates and cards are; it doesn’t move your money or apply for cards. Today’s top savings rates, today’s top cards. For reference, US banks charged an average of $38 per deposit account in fees in 2022 (FFIEC data).
Compare plans
What each plan includes, as it appears in the app.
| Feature | Essential | Intelligence | Maxint OS |
|---|---|---|---|
| Your money | |||
| Personal ledger | Included | Included | Included |
| Manual accountsAccounts you track by hand, like cash or property | Unlimited | Unlimited | Unlimited |
| CSV importFor property, private holdings and anything you don’t connect | Included | Included | Included |
| Live bank connectionsRead-only, across 15,000+ supported institutions | Not included | 1 institution | 3 institutions |
| Smart categorization | Not included | Included | Included |
| Portfolio BuilderTarget allocation, drift, returns and risk metrics | Manual | Automated | Automated |
| Finsight and automation | |||
| Finsight AIAsk questions, build views and create agents | Not included | With your own AI provider key | 1M AI tokens included |
| MCP accessFor other AI tools you authorize | Not included | Included | Included |
| Document capture (OCR) | Not included | 10 scans a month | 100 scans a month |
| Your business | |||
| AccountingDouble-entry books with tax jurisdictions and profit and loss | Manual | Automated | Automated |
| Financial reportsP&L, balance sheet, cash flow and detailed ledgers | Manual | Automated | Automated |
| Invoices | 3 a month | 30 a month | 100 a month |
| Reconciliation and bank rules | Not included | Included | Included |
| Recurring payment collection | Not included | Not included | Included |
| GoCardless direct debit automation | Not included | Not included | Included |
| Depreciation and accruals | Not included | Not included | Included |
| Every plan | |||
| iPhone, Android, Mac, Windows, Linux and web | Included | Included | Included |
| Passkey sign-in and AES-256 encryption | Included | Included | Included |
Robo-advising, including tax-loss harvesting, is pending registration and regulatory approval and isn’t part of any plan yet. What each feature does
Questions people ask before paying
Why does Maxint charge at all?
Maxint is paid for by subscriptions, not by selling your data. That keeps the incentives simple: you’re the customer, not the product.
Do I need a credit card to start?
No. Begin free on Essential and add accounts when you’re ready.
Can I cancel?
Yes, at any time, from the app or your app store.
How are my bank accounts connected?
Read-only, through Maxint Link, Stripe, Plaid or GoCardless. Your banking credentials are exchanged for a secure access token wherever the bank supports it, and Maxint can’t move money from connected accounts. Where a bank doesn’t, Maxint Link stores them encrypted, only to keep the connection working.
Is my data used to train AI models?
No. Your transactions, documents and Finsight conversations are never used to train public models.
Does Maxint give investment advice?
No. Finsight and its agents work from your data and the permissions you give them; they don’t provide investment advice. Robo-advising, including tax-loss harvesting, is pending registration and regulatory approval.