Best Balance Transfer Credit Cards (October 2026)
Pay down debt faster with 0% intro APR balance transfer offers. Compare terms and fees.
Balance transfer cards offer 0% intro APR to pay down debt. Top offers below.
6 cards, highest estimated earnings first. Updated October 20, 2026.
| Rank | Card | Est. earnings | Top reward | Intro bonus | Annual fee | APR |
|---|---|---|---|---|---|---|
| 1 |  Blue Cash Everyday® Card from American Express | $1,081 | 6% cash back | 100 points | $0 | — |
| 2 |  Capital One Quicksilver Cash Rewards Credit Card | $1,000 | 5% cash back | 10,000 points | $0 | 18.49%–28.49% |
| 3 |  Citi Double Cash® Card | $1,000 | 5% cash back | $100 | $0 | 18.49%–28.74% |
| 4 |  Discover it® Cash Back | $900 | 5% cash back | — | $0 | 17.49%–26.49% |
| 5 |  Discover it® Student Cash Back | $900 | 5% cash back | — | $0 | — |
| 6 |  Capital One Savor Cash Rewards Credit Card | $360 | 2% cash back | — | — | — |
Frequently asked questions
How often is this Best Balance Transfer Credit Cards list updated?
Maxint refreshes these rates regularly from provider data. This page was last updated October 20, 2026. Rates change frequently, so verify with the provider before applying.
How are these offers ranked?
Offers are ranked by estimated earnings from rewards and bonuses (highest first), sourced directly from each provider and updated on a recurring schedule.
Is this financial advice?
No. Maxint is not affiliated with any financial institution and this is not financial advice. Rates and terms change frequently — always confirm details with the provider.