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financebankingno-fee
6 no-fee banks in 2022
Just 6 out of the largest 60 financial institutions did not charge any service fees during 2022 year.
Top 5CHECKING offers sorted by APY:
Last updated: June 18, 2026
| APY | Institution | Offer | Target |
|---|---|---|---|
| 2.00% |  Customers Bank | Customers Bank Personal Checking → | personal |
| 1.75% |  NBKC Bank | NBKC Bank Everything Account → | personal |
| 0.50% |  SoFi | SoFi Checking and Savings → | personal |
| 0.10% |  CIT Bank | CIT Bank eChecking → | personal |
| 0.00% |  Schwab Bank | Schwab Bank Investor Checking → | personal |
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