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Best Business Checking Accounts (October 2026)

Top business checking accounts for startups and SMBs. Low fees, high limits, and integrations.

The right business checking account scales with your company. Top offers below.

9 offers, highest APY first. Updated October 20, 2026.

RankInstitutionOfferForAPY
1Grasshopper BancorpGrasshopper Startup BankingBusiness5.00%
2Axos BankAxos Business Interest CheckingBusiness4.21%
3Lili by Choice Financial GroupLili Business BankingBusiness4.00%
4Mercury by Choice Financial Group and Evolve Bank & TrustMercury Business BankingBusiness3.91%
5Arc by Evolve Bank & TrustArc Business BankingBusiness3.89%
6Silicon Valley Bank by First Citizens BankSVB Startup BankingBusiness3.30%
7meow by Third Coast Bank SSBmeow Business BankingBusiness2.50%
8Bluevine by Coastal Community BankBluevine Business BankingBusiness1.30%
9Rho by Webster BankRho Business BankingBusiness0.60%

Frequently asked questions

How often is this Best Business Checking Accounts list updated?

Maxint refreshes these rates regularly from provider data. This page was last updated October 20, 2026. Rates change frequently, so verify with the provider before applying.

How are these offers ranked?

Offers are ranked by APY (highest first), sourced directly from each provider and updated on a recurring schedule.

Is this financial advice?

No. Maxint is not affiliated with any financial institution and this is not financial advice. Rates and terms change frequently — always confirm details with the provider.