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financebankinghigh yieldanalysis
6 best high-yield bank accounts
Interest rates ranged from zero, for 30% of all accounts, to a national average of 0.47% across all banks. The 6 most competitive banks offering the
Interest rates ranged from zero, for 30% of all accounts, to a national average of 0.47% across all banks.
The 6 most competitive banks offering the highest yields were:
Their combined market share of deposits increased 14% to 5%, compared to 2021.
Top 13SAVINGS offers sorted by APY:
Last updated: June 18, 2026
| APY | Institution | Offer | Target |
|---|---|---|---|
| 4.00% |  LendingClub | LendingClub High-Yield Savings → | personal |
| 4.00% |  Bread Savings | Bread Savings High-Yield Savings → | personal |
| 4.00% |  Current by Choice Financial Group | Current Savings Pods → | personal |
| 3.85% |  Ivy Bank | Ivy Bank High-Yield Savings → | personal |
| 3.75% |  First Foundation Bank | First Foundation Bank Online Savings → | personal |
| 3.75% |  Bask Bank | Bask Bank High-Yield Savings → | personal |
| 3.61% |  TAB Bank | TAB Bank High-Yield Savings → | personal |
| 3.61% |  Salem Five Direct | Salem Five Direct High-Yield Savings → | personal |
| 3.30% |  Wealthfront | Wealthfront Cash Account → | personal |
| 3.05% |  Upgrade | Upgrade Premier Savings → | personal |
| 0.00% |  Popular Direct | Popular Direct High-Yield Savings → | personal |
| 0.00% |  CIT Bank | CIT Bank Platinum Savings → | personal |
| 0.00% |  My Banking Direct | My Banking Direct High-Yield Savings → | personal |
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